Here in the UK, many people are still struggling financially despite interest rates on some borrowings reducing. So, any saving you may be able to make is something that has got to be welcomed. If you own a campervan then it is quite possible that you also drive around on a daily basis in a car and are responsible for insuring both.
If that is the case then you may find it of interest to read that, according to the Confused.com Car Insurance Price Index, the average cost of insuring a car has dropped in the space of another 3 months. This has actually been happening for in the region of two years. Whilst the aforementioned index relates to car insurance it may be that campervan insurance premiums may also have reduced.
The above index reveals that the average cost of insuring a car dropped by £111 per annum to an average of £726 per annum over a 12-month period as at November 2025. That equates to a fall of £13%.
The index also mentions that of the drivers of cars who happened to be in receipt of a renewal quotation, 42% of them found that premiums rose by an average of £72 per annum in the three months to November 2025. Furthermore, those motorists who bothered to shop around for a car insurance quote were able to save an average of £87 per annum. We are sure you will agree, this is quite a potential saving.
You will probably know that car insurance companies take several factors into account when deciding how much to charge their policyholders to insure their motorcars. For instance, how old you are, where you live in the UK and how many miles you drive your car in a twelve-month period.
The above index reveals that young drivers, on average, pay more to insure their cars than a mature driver. For example, a 17 year old pays an average of £1,932 per annum, an 18 year old an average of £2,262 per annum and someone in the age bracket 30 to 39 an average of £867 per annum – a significant difference. One of the reasons for this is because a younger driver is more likely to be involved in a road traffic accident.
If you happen to live in Inner London then, on average, your car insurance premiums, are the most expensive in the UK with premiums averaging £1,119 per annum. Compare that with the West Midlands region that averages £875 per annum and the South West region that has the lowest average premium of £500 per annum.
If your existing campervan cover is coming up for renewal in the next few weeks or you are looking for a quote to insure your first campervan why not get in contact with us to obtain a competitive quotation without any obligation.
